Life Insurance Solutions

Protection today.

Legacy tomorrow.

Life insurance is so much more than burial costs. It is one of the most powerful tools to build, grow, and protect generational wealth while you are alive and we’ll help you use it in that way.

The Life Insurance Solutions Mission

An empowered, informed consumer is a protected one.

As a Financial Literacy Educator and Independent Agent and Broker, WisdomChild Consulting will ensure you are an empowered and informed consumer of Life Insurance products.

Because WisdomChild Consulting contracts with several top companies, we can prioritize identifying the best product at the best rate to meet your unique circumstances and goals!

Let’s work together to help your family steward and grow wealth!

The WisdomChild Consulting Difference

We're not just selling you a product.

We're selling you Wisdom that Cannot Be Taken.

Many times we have been told to get life insurance, but we do not know why, or we learn we can use life insurance to pay for our funeral so we do not become a burden to our loved.

It is true, with life insurance, your loved ones can mourn in financial peace, but life insurance can be used for so much more than just burial costs!

At WisdomChild Consulting, we are not just trying to sell you a product. We are selling you Wisdom that Cannot Be Taken! You will learn about how and why you should invest in your future legacy with products that you can use to grow your savings for future retirement planning or investment strategies tax free, pay off a mortgage or college education, and so much more! 

Who We Serve?

It's never too early. It's never too late.

Anyone 18 or older can purchase a life insurance policy. Parents can obtain policies for their children, and seniors ages 65 and up can purchase products to meet their needs. All are welcome to participate in wealth building and retirement planning.

0+
Children

Parents can secure a policy for their children, locking in low rates and giving them a foundation that grows with them.

18+
Adults

Anyone 18 or older can purchase a policy. Earlier is better, premiums are lower and options are wider while you’re young and healthy.

65+
Seniors

Seniors 65 and up can absolutely access life insurance products designed to meet their unique needs and goals.

WisdomChild is Contracted with Leading Companies

Product Offerings

One goal: Your Legacy.

We’ll help you understand each product; what it does, who it serves best, and whether it belongs in your plan.

Whole Life Insurance Policies

Term Life Insurance Policies

Index Universal Life Policies

Burial Insurance/Final Expense Policies

Annuities

What Can You Expect?

We value your agency and ability to choose what is best for your budget and goals for life’s most difficult and uncertain seasons. With integrity, patience, and a thorough analysis of your financial needs, here is what to expect from us:

Step

01

Complete a Financial Needs Analysis.

We start with a high level Money Talk about all things life insurance. No jargon, no pressure. Just a real exchange about what life insurance is, what it can do, and getting your questions answered.We pre-screen your health, financial status, and goals to ensure you can afford a product suitable and comfortable to meet your needs.

Step

02

Review your illustration and quote.

We will do an illustration and quote to assess which product you might qualify for, walking through the numbers together so you understand the details.

Step

03

Submit your application.

We submit an application with the insurance company that can best help you achieve your specific objective. Be prepared for the application submission by having access to your Social Security Number, License or ID, Bank Account Information, the correctly spelled names and DOBs of every beneficiary you’d want listed to receive monies when you pass way, the name and address of your PCP and the date of your last PCP visit, and the names of any conditions, diagnosis and medications you have or have had in the last 5 years.

Step

04

Receive ongoing service over time.

We will provide ongoing services over time to assist you with future plans and changes — because when your financial needs evolve, your plans and strategy should too. 

Family First Life (FFL): An independent marketing organization (IMO) which specializes in life insurance, mortgage protection, final expense, and annuity sales. FFL is a brokerage that connects clients to independent agents to provide customized policies. 

WisdomChild Consulting is not owned or operated by Family First Life or its affiliates.

Ready to Get Wisdom That Cannot Be Taken?

Schedule a 15 minute consultation to find out how WisdomChild can help!

Important Disclaimers

  • WisdomChild Consulting is a Financial Educator and Licensed Life Insurance Broker.
  • WisdomChild Consulting is not a tax professional and does not represent you for legal or accounting advice.
  • You may consult tax, legal or accounting professionals before making any final decisions.
  • Karlesha Hewitt and WisdomChild Consulting is a licensed agent in the state of New York, Connecticut, North Carolina, New Jersey, and Massachusetts. No insurance business can be conducted outside of the listed states without a further consultation.